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Money Instructor Classroom

Privacy

Privacy at Money Instructor Classroom

Effective May 31, 2026. Operated by Money Instructor.

Money Instructor Classroom is built privacy-first, especially for students. This page explains, in plain language, what we collect, what we don't, and the choices teachers and schools have. It describes how the product actually works today.

Our promise about student data

  • Education use only. Student information is used solely to operate the classroom service for the school and teacher. We do not sell student data, and we do not use it for advertising, marketing, behavioral profiling, or any commercial purpose.
  • School-authorized. Teacher accounts create and manage student records on behalf of the school. We rely on the school's authority to enroll students, consistent with the school-consent approach recognized under the Children's Online Privacy Protection Act (COPPA) for educational tools. Where COPPA applies, we rely on school authorization only for the school-authorized educational purpose, and Money Instructor remains responsible for its own obligations as the operator of the service.
  • A service provider to the school. To the extent student information is part of a student's education records, we act as a service provider under the school's direction (a “school official” under FERPA): we use it only to provide the service, do not use it for our own commercial purposes, and do not share it except with our service providers, as the school directs, or as required by law.

Students

  • No email or personal contact information. Students never provide an email address, phone number, home address, or date of birth. They sign in with a class code, a teacher-assigned username, and a PIN.
  • Minimal data. A student record holds only what the classroom needs — a teacher-supplied name or label (a first name, initials, or a nickname is enough; a full legal name is not required), the teacher-assigned username, an optional teacher-supplied student ID, a hashed PIN, and the activity created inside the simulation (such as practice bank transactions). PINs are stored hashed; they are never kept in readable form and are never shown back to anyone.
  • No ads or tracking. The student portal carries no advertising, no retargeting pixels, and no third-party marketing or analytics trackers. Student pages are marked not to be indexed by search engines and not to be cached.
  • A simulation, not a real bank. Classroom activities use pretend money for practice — the first is MI Bank, a banking simulation. Students are told not to enter real bank account numbers, card numbers, Social Security numbers, or other sensitive personal or financial information.

Teachers

  • Account basics. A teacher account stores a name and email address, used for signing in, verifying the account, resetting a password, and support.
  • You control your classes' data. Teachers can export their class records (rosters, balances, transactions) and can permanently delete a class or an individual student, including the associated banking data.

Parent and school rights

  • Review, export, and deletion. Because students are enrolled by their teacher and we hold no parent contact information, parents should direct requests to review, receive a copy of, correct, or delete a child's records to the child's teacher or school. Teachers can fulfill these requests directly from inside the class using the built-in export and delete tools, or contact us for help.
  • No direct student contact. We do not contact students and have no way to do so — there is no student email on file.

Data handling

  • Where data is stored. Data is hosted on cloud infrastructure located in the United States.
  • Service providers. We use a small number of vendors strictly to run the service: a US-based cloud host (Cloudways / DigitalOcean) for application and database hosting, and Brevo to send account and password emails to teachers. These providers process data only to provide their service to us and are not permitted to use student data for their own purposes.
  • Cookies. We use only essential, first-party cookies needed to keep you signed in and to protect forms against cross-site request forgery. We set no advertising or third-party tracking cookies.
  • Email. Account and password emails are sent solely to operate the service — not for marketing. Students receive no email.
  • Retention. Exported files are temporary and expire automatically. Archived classes and students become eligible for permanent deletion after a period of inactivity, and teachers can delete their data at any time.
  • Security. Connections are encrypted over HTTPS. Passwords and student PINs are stored hashed. Access to student data is scoped to the owning teacher.
  • Security incidents. If we become aware of a breach affecting student data, we will notify affected schools and teachers without undue delay so they can inform parents as required.

Contact

Questions about privacy, or a request to export or delete data? Email help@moneyinstructor.com.

This notice describes current practice and may be updated from time to time. See also our Terms of Use & Teacher Agreement.