Making Change
Be the cashier! Count out the correct change with coins and bills across ten checkout questions.
- Making Change
- Counting Money
- Real-World Math
Money Instructor Classroom
Interactive Money Lessons
Classroom-ready money games your students play in the browser, inside their Money Instructor Classroom account — the same simple class-code sign-in they already use for MI Bank. No ads, no setup, no real money.
- 36 lessons
- 7 topics
- Grades 1–12
- Included with Classroom accounts
- Students sign in with class code, username & PIN
- No ads or tracking
- Works on any device
Browse by topic
Pick a lesson and start playing
Each lesson is a short, focused practice game built for projection, centers, or one-to-one devices. New lessons are added regularly — multiple lessons are live, and more are on the way.
Money Math
Money Math
Practice counting money, making change, comparing prices, and real-world math.
Count the Money
Count coins, bills, and mixed money amounts.
- Coins
- Bills
- Money Recognition
Compare Prices
Be a smart shopper — spot the better deal by comparing prices and unit prices across ten rounds.
- Price Comparison
- Unit Price
- Smart Shopping
Coin Combinations
Pick the group of coins and bills that adds up to exactly the right amount.
- Counting Coins
- Money Values
- Addition
Dollar Up
Round the price up to the next whole dollar and pick the bills that pay it.
- Next Dollar Up
- Rounding Up
- Paying with Bills
Budgeting
Budgeting
Build practical budgeting habits with needs, wants, spending choices, and savings goals.
Needs vs Wants
Help friends sort real spending choices — rent, groceries, games, candy — onto the class budget board.
- Budgeting
- Needs vs Wants
- Decision Making
Grocery Budget
Shop the list, watch your running total, and check out under budget across ten grocery runs.
- Budgeting
- Price Comparison
- Spending Choices
Savings Goal
Help a friend save up — figure out how many weeks it takes to reach each savings goal.
- Saving
- Division
- Goal Setting
Banking
Banking
Learn deposits, checking accounts, debit cards, bank balances, and statements.
Bank Account Balance
Be the bank teller — track deposits, debit purchases, and fees to find each account's new balance.
- Checking Accounts
- Add & Subtract Money
- Bank Statements
Making a Deposit
Fill out the deposit slip — add up the cash, coins, and checks to find each customer's deposit total.
- Deposit Slips
- Counting Money
- Adding Cash & Checks
Using an ATM
Use a bank ATM the right way — follow the steps, pick the right transaction, work out your new balance, and keep your PIN safe.
- Using an ATM
- PIN Safety
- Withdrawing Cash
ATM Simulator
Step up to a working ATM — insert the card, tap in the PIN, choose an account, withdraw cash, and take your card. Free practice, no score.
- Using an ATM
- Entering a PIN
- Withdrawing Cash
Debit Card & Overdraft
Manage a checking account and debit card — decide if a purchase is safe, find new balances, and avoid overdrafts, pending charges, and fees.
- Debit Cards
- Available Balance
- Avoiding Overdraft
Credit Card Basics
Read a credit card statement — check what fits your limit, work out the interest, and see why paying only the minimum keeps you in debt.
- Credit Limit
- Interest
- Minimum Payments
Reading a Bank Statement
Read a monthly bank statement — find the balances and transactions, foot the ending balance, and reconcile your own records against the bank.
- Bank Statements
- Reconciling
- Reading Records
Writing a Check
Fill out a check the right way — write the amount in words, fill in the number box, and catch the mistakes before it goes in the mail.
- Writing Checks
- Amount in Words
- Checking Accounts
Using MI Bank
Using MI Bank
Learn your way around MI Bank, your classroom's online bank — guided, free-practice tours of the real screens, from signing in to moving your money.
Welcome to MI Bank
Take a guided tour of your classroom bank — sign in with a practice class code, open your accounts, find your balance, and read your transaction history. Free practice, no score.
- Signing In
- Checking Your Balance
- Reading Transactions
Move Your Money
Practice moving money in your classroom bank — deposit and withdraw pretend money, transfer between Checking and Savings, and watch your balance and register update. Free practice, no score.
- Deposits & Withdrawals
- Transfers
- Reading Your Register
Pay People & Bills
Practice paying in your classroom bank — send pretend money to a classmate, pay a classroom bill, and find both payments in your register. Free practice, no score.
- Sending Money
- Paying Bills
- Reading Your Register
Your Statement
Read your classroom bank statement — open your monthly statement, read the money in, money out, and closing balance, and flip back to last month. Free practice, no score.
- Reading a Statement
- Monthly Summary
- Finding Transactions
Account Safety & PIN
Keep your classroom bank safe — open your Account page, change your PIN the right way, and sign out. Your PIN is a secret only you should know. Free practice, no score.
- PIN Safety
- Changing Your PIN
- Signing Out
Classroom Economy
Classroom Economy
Connect money skills to classroom jobs, stores, paychecks, and student banking.
Reading a Paycheck
Read a real pay stub — find the gross pay, net pay, deductions, and hourly rate across ten paydays.
- Gross vs Net Pay
- Reading Pay Stubs
- Deductions
Run the Class Store
Run the class store — work out what your sales earn, find your profit after costs, and use supply and demand to set the right price.
- Supply & Demand
- Profit
- Pricing
Personal Finance
Personal Finance
High-school money skills: paychecks and payroll taxes, saving and investing, budgeting, the cost of credit, credit scores, insurance, renting vs. buying, and comparing job offers.
Your First Paycheck
Read a real pay stub — work out the payroll taxes, find your take-home pay, and learn which deductions are required and which you choose.
- Gross vs Net Pay
- Payroll Taxes
- FICA & Withholding
Compound Interest
Watch savings grow on a chart — work out the interest, see how compound beats simple over time, and use the Rule of 72.
- Compound Interest
- Saving & Investing
- Rule of 72
Monthly Budget
Split take-home pay the 50/30/20 way — work out needs, wants, and savings, sort your spending, and check if a budget holds up.
- Budgeting
- 50/30/20 Rule
- Needs vs Wants
Cost of a Loan
See what borrowing really costs — add up the total paid, find the interest, and learn how the term and your credit score change the price.
- Loans & Interest
- Total Cost of Borrowing
- Smart Borrowing
Credit Scores
See what moves a credit score — work out credit utilization, watch everyday actions raise or lower the score, and learn what builds it vs. breaks it.
- Credit Scores
- Credit Utilization
- Building Credit
Investing Basics
See how investments grow and dip — work out gains and losses, then weigh risk against reward and learn why spreading your money out matters.
- Investing
- Risk & Reward
- Diversification
Taxes & Your W-4
See how income tax really works — figure the tax across the brackets, settle a refund or a bill from your W-4 withholding, and bust the bracket myths.
- Income Tax
- Tax Brackets
- W-4 & Withholding
Insurance Basics
See how insurance really works — split a claim into your deductible and the insurer's share, add up a year of coverage, and decide when insurance is worth it.
- Insurance
- Deductibles & Premiums
- Risk & Coverage
Renting vs. Buying
Weigh renting against buying — add up the true monthly cost of owning, see how each adds up over the years, and match the choice to a real-life situation.
- Renting vs Buying
- Housing Costs
- Big Money Decisions
Comparing Job Offers
Look past the salary number — add up salary plus benefits to find a job's total compensation, compare two offers the smart way, and see why the bigger salary isn't always the better deal.
- Total Compensation
- Benefits & Pay
- Comparing Offers
Spotting Scams & Fraud
Outsmart the scammers — decide if a message is a scam or safe, spot the red flag that gives it away, and pick the smart move to protect your money and information.
- Spotting Scams
- Online Safety
- Phishing & Fraud
Career Skills
Career Skills
Hands-on job skills for work and everyday life — run a cash register, count back change, and serve customers with confidence.
Cash Register Simulator
Work a practice shift at the register — ring up each item, total the sale with tax, take cash or a card, and count back the right change. Free practice, no score.
- Operating a Register
- Counting Back Change
- Customer Transactions
Cashier Training
Train for a real cashier job — ring up and key in items, take cards and cash (including split payments and a declined card), void a mistake, check an ID, count back change, and reconcile your drawer at the end of your shift. Free practice, no score.
- Operating a POS Register
- Handling Payments
- Drawer Reconciliation
For teachers
Built by Money Instructor, made for your classroom
These lessons come from the team behind moneyinstructor.com and are part of Money Instructor Classroom — the same platform as the MI Bank your students may already use. Interactive lessons are available inside Classroom accounts: students sign in with their class code, username, and PIN (no email address needed), and privacy stays first — no ads, no tracking, no data sold.
Already have a class? Students can sign in and play right now. New to Money Instructor Classroom? Visit moneyinstructor.com to learn how to set up your classroom.
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